:root{--bg: #050505;--page: #0f0e0d;--ink: #f6efe7;--mut: #9a938a;--dim: #6b665f;--line: rgba(246, 239, 231, .14);--crim: #cd1338;--crim2: #a2102d;--card: #0e0d0d;--serif: "Bodoni Moda", "Noto Serif KR", serif;--sans: "Pretendard Variable", Pretendard, -apple-system, system-ui, sans-serif;--pad-x: clamp(20px, 5vw, 56px)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);line-height:1.5;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}h1,h2,h3,p{margin:0}.shell{max-width:1280px;margin:0 auto;background:var(--bg);border-left:1px solid var(--line);border-right:1px solid var(--line);overflow:hidden}.section{padding:clamp(64px,9vw,96px) var(--pad-x);border-top:1px solid var(--line);background:var(--bg)}.eyebrow{color:var(--crim);font-size:12px;font-weight:600;letter-spacing:.28em;text-transform:uppercase}.serif{font-family:var(--serif)}.btn{display:inline-flex;align-items:center;gap:10px;font-weight:600;letter-spacing:.02em;border-radius:2px;border:1px solid transparent;transition:background .16s ease,color .16s ease,border-color .16s ease}.btn svg{transition:transform .16s ease}.btn:hover svg{transform:translate(3px)}.btn-primary{background:var(--crim);color:#f6efe7}.btn-primary:hover{background:var(--crim2)}.btn-ghost{color:var(--ink);border-color:var(--line)}.btn-ghost:hover{border-color:var(--ink)}.btn-outline{color:var(--ink);border-color:var(--ink)}.btn-lg{font-size:15px;padding:16px 34px}.btn-md{font-size:13px;padding:10px 22px}.topbar{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;padding:20px var(--pad-x);border-bottom:1px solid var(--line);background:#050505db;backdrop-filter:blur(10px)}.topbar__logo{height:26px}.topbar__nav{display:flex;align-items:center;gap:clamp(18px,3vw,34px)}.topbar__link{color:var(--mut);font-size:13px;font-weight:500;letter-spacing:.02em}.topbar__link:hover{color:var(--ink)}.topbar__nav .btn{color:var(--ink);border-color:var(--ink)}.hero{position:relative;padding:clamp(64px,10vw,96px) var(--pad-x) clamp(60px,8vw,84px);text-align:center;overflow:hidden}.hero__ghost{position:absolute;top:50%;left:50%;transform:translate(-50%,-46%);font-family:var(--serif);font-size:clamp(200px,34vw,440px);line-height:1;color:#f6efe708;pointer-events:none;user-select:none;letter-spacing:-.02em}.hero__inner{position:relative;z-index:2;max-width:820px;margin:0 auto}.hero__kicker{display:flex;align-items:center;justify-content:center;gap:14px;color:var(--crim);font-size:clamp(10px,2.4vw,12px);font-weight:600;letter-spacing:.24em;text-transform:uppercase}.hero__kicker span.rule{width:26px;height:1px;background:var(--crim)}.hero__title{font-family:var(--serif);margin-top:30px;font-size:clamp(42px,8vw,82px);line-height:1.06;font-weight:600;letter-spacing:-.01em;text-wrap:balance}.crim{color:var(--crim)}.hero__lead{margin:30px auto 0;max-width:500px;font-size:clamp(15px,2.2vw,17px);line-height:1.75;color:var(--mut);text-wrap:pretty}.hero__lead strong{color:var(--ink);font-weight:600}.hero__actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;margin-top:40px}.stats{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.stat{padding:clamp(24px,4vw,36px) clamp(20px,3vw,40px);border-right:1px solid var(--line)}.stat:last-child{border-right:none}.stat__num{font-family:var(--serif);font-size:clamp(32px,5vw,44px);font-weight:600;line-height:1}.stat__num small{font-size:.6em}.stat__label{margin-top:12px;font-size:12px;color:var(--mut);letter-spacing:.02em}.settlement__grid{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(40px,5vw,64px);align-items:center}.settlement__title{font-family:var(--serif);margin-top:20px;font-size:clamp(32px,4.5vw,46px);line-height:1.15;font-weight:600;letter-spacing:-.01em}.settlement__lead{margin-top:24px;font-size:15px;line-height:1.8;color:var(--mut);max-width:420px}.settlement__list{margin-top:32px}.settlement__item{display:flex;align-items:center;gap:14px;padding:16px 0;border-top:1px solid var(--line)}.settlement__item:last-child{border-bottom:1px solid var(--line)}.settlement__item .idx{font-family:var(--serif);font-size:13px;color:var(--crim);font-weight:600}.settlement__item span:last-child{font-size:14px;color:var(--ink)}.sim{border:1px solid var(--line);padding:clamp(24px,4vw,40px);background:var(--card)}.sim__head{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:20px}.sim__head h3{font-family:var(--serif);font-size:22px;font-weight:600}.sim__rate{font-size:11px;font-weight:600;color:var(--crim);letter-spacing:.14em;text-transform:uppercase}.sim__field{margin-top:28px}.sim__field:first-of-type{margin-top:30px}.sim__fieldhead{display:flex;justify-content:space-between;align-items:baseline}.sim__fieldhead label{font-size:13px;color:var(--mut);letter-spacing:.02em}.sim__fieldhead output{font-family:var(--serif);font-size:20px;font-weight:600}.sim__result{margin-top:34px;padding-top:28px;border-top:1px solid var(--line)}.sim__result-label{font-size:12px;color:var(--mut);letter-spacing:.14em;text-transform:uppercase}.sim__net{margin-top:10px;font-family:var(--serif);font-size:clamp(42px,7vw,54px);font-weight:600;color:var(--crim);line-height:1;letter-spacing:-.01em}.sim__break{display:flex;gap:40px;margin-top:22px}.sim__break dt{font-size:11px;color:var(--dim);letter-spacing:.02em}.sim__break dd{margin:4px 0 0;font-family:var(--serif);font-size:17px;font-weight:600}.sim__break dd.mut{color:var(--mut)}.sim__note{margin-top:24px;font-size:11px;color:var(--dim);line-height:1.6}input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:2px;margin-top:16px;background:transparent;cursor:pointer;color:var(--ink)}input[type=range]::-webkit-slider-runnable-track{height:2px;background:currentColor;opacity:.25}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;margin-top:-7px;border-radius:50%;background:var(--crim);border:2px solid #f6efe7;box-shadow:0 2px 8px #0006}input[type=range]::-moz-range-track{height:2px;background:currentColor;opacity:.25}input[type=range]::-moz-range-thumb{width:16px;height:16px;border:2px solid #f6efe7;border-radius:50%;background:var(--crim)}input[type=range]:focus-visible{outline:none}input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px #cd133859}.section__head{max-width:560px}.section__title{font-family:var(--serif);margin-top:20px;font-size:clamp(30px,4.5vw,46px);font-weight:600;letter-spacing:-.01em;line-height:1.1}.section__lead{margin-top:20px;font-size:15px;color:var(--mut);line-height:1.75}.reqs{margin-top:52px}.req{display:grid;grid-template-columns:64px 1fr 1fr;gap:32px;align-items:baseline;padding:28px 0;border-top:1px solid var(--line)}.req:last-child{border-bottom:1px solid var(--line)}.req__idx{font-family:var(--serif);font-size:24px;color:var(--crim);font-weight:600}.req__title{font-size:19px;font-weight:600;color:var(--ink)}.req__desc{font-size:14px;color:var(--mut);line-height:1.7}.policy{display:grid;grid-template-columns:1fr 1fr;margin-top:52px;border:1px solid var(--line)}.policy__col{padding:clamp(24px,4vw,36px)}.policy__col--left{border-right:1px solid var(--line)}.policy__heading{font-family:var(--serif);font-size:20px;font-weight:600}.policy__heading--allow{color:var(--crim)}.policy__heading--deny{color:var(--ink)}.policy__list{margin-top:24px}.policy__row{display:flex;gap:14px;padding:14px 0;border-top:1px solid var(--line);font-size:14px;color:var(--ink);line-height:1.55}.policy__row .ic{flex-shrink:0;margin-top:2px}.policy__row--allow .ic{color:var(--crim)}.policy__row--deny .ic{color:var(--mut)}.policy__note{margin-top:24px;border-left:2px solid var(--crim);padding:6px 0 6px 22px}.policy__note p{font-size:13px;color:var(--mut);line-height:1.75}.policy__note strong{color:var(--ink);font-weight:600}.final{position:relative;padding:clamp(72px,11vw,110px) var(--pad-x);text-align:center;overflow:hidden}.final__ghost{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-family:var(--serif);font-size:clamp(180px,28vw,340px);line-height:1;color:#cd13380d;pointer-events:none;user-select:none}.final__inner{position:relative;z-index:2}.final__logo{height:34px;margin:0 auto 30px}.final__title{font-family:var(--serif);font-size:clamp(34px,5.5vw,52px);font-weight:600;letter-spacing:-.01em;line-height:1.12}.final__lead{margin:22px auto 0;max-width:460px;font-size:16px;color:var(--mut);line-height:1.7}.final .btn{margin-top:38px;font-size:16px;padding:17px 40px}.final__fine{margin-top:22px;font-size:12px;color:var(--dim);letter-spacing:.03em}.footer{padding:34px var(--pad-x);display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid var(--line)}.footer__copy{font-size:12px;color:var(--dim);letter-spacing:.02em}.footer__age{display:flex;align-items:center;gap:10px}.footer__age .badge{font-family:var(--serif);font-size:13px;font-weight:600;color:var(--mut);letter-spacing:.04em}.footer__age span:last-child{font-size:12px;color:var(--dim)}@media(max-width:900px){.settlement__grid{grid-template-columns:1fr}.req{grid-template-columns:44px 1fr;gap:12px 20px}.req__desc{grid-column:2}}@media(max-width:680px){.topbar__nav{gap:16px}.topbar__link{display:none}.stats{grid-template-columns:1fr 1fr}.stat:nth-child(2){border-right:none}.stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line)}.policy{grid-template-columns:1fr}.policy__col--left{border-right:none;border-bottom:1px solid var(--line)}.sim__break{gap:24px}}